Specialised local knowledge means that we have targeted insight into the industry and likely knows what it takes to get your business going.
And with access to various different lenders and financial products, we can help you navigate all of the options out there to choose the best one for you. We can also give you tips on how to maximise your borrowing power before you meet with potential lenders.
Standard consumer lending products are generally not available when the purpose of the loan relates to commercial property or ventures. Some of the situations where individuals, companies or trusts may look at a commercial lending option include:
Buying commercial property– If you’d like to borrow funds from the Bank to purchase an existing commercial property and use the property as the security for the loan.
Refinancing an existing commercial loan – If your current commercial lending facility isn’t operating exactly as you would like, speak to a broker or credit professional to discuss other options, which are more suited to your needs.
Using equity for commercial investment purposes – Many residential lending policies are quite restrictive when using the equity you have in a residential property for commercial purposes. Speak to your broker or credit professional about a commercial lending option which provides you with the opportunity to use your equity exactly as you need to.
Diversifying your portfolio – Purchasing commercial property can be a great way to diversify your investment portfolio. There are a range of investment properties to suit most budgets and net income returns generally outperform returns from residential properties.