When considering refinancing, it is important to ensure that you will be in a better position with the new loan. We will explain the costs and benefits of refinancing, to help you determine that it is worthwhile. Also just because your repayments might decrease by refinancing, doesn’t mean that you will save overall refinancing(for example if you take out the new loan for a full 30 year term, you are adding years to your mortgage and will likely end up paying more over that time). As your finance professional, we will ensure you understand how to manage your new loan to end up with the full benefits. A refinance done well has the potential to save tens of thousands of dollars over the term of your loan.

Refinancing is also a good time to re-assess your situation and plans and to ensure that your loan is working for you to achieve your financial goals. We build long-term relationships with our clients with regular reviews to ensure that your loan continues to be a good fit with your evolving circumstances and objectives. And as our clients build equity and assets over time, we provide guidance and support (together with advice from your accountant, financial planner or solicitor) on the path to securing your financial future.